Farm Credit Employees Credit Union
Earn up to 1.5% cashback at Farm Credit Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Farm Credit Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Farm Credit Employees Federal Credit Union is a not-for-profit cooperative based in the Twin Cities metro area of Minnesota. Owned and operated by its members, it serves Farm Credit System employees and their families, providing savings, checking, loans, and everyday financial services for the benefit of all who belong.
Owned by its members and run for their benefit, Farm Credit Employees Federal Credit Union brings dependable, not-for-profit banking to Farm Credit families across Minnesota's Twin Cities. Expect checking, savings, and loans priced fairly, plus the kind of service that remembers you are a person, not a portfolio. Looking to squeeze more value out of daily life? The Fluz app is your easy ally: earn cashback and rewards on the purchases you already make, then watch those little wins add up. Combine the trusted cooperative spirit of FCEFCU with Fluz's everyday savings, and your money keeps working long after payday.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.