Finans Credit Union
Earn up to 1.5% cashback at Finans Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Finans Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
FinAns Federal Credit Union is a long-established, small-scale cooperative located on Kennedy Avenue in Hammond, Indiana, in the Calumet region just outside Chicago. Its member households turn to it for share savings, consumer loans, and personal attention that larger Northwest Indiana financial institutions rarely match.
Small credit union, big heart � that's FinAns Federal Credit Union in Hammond, Indiana. Members get the essentials done right: savings that build steadily, loans priced fairly, and staff who treat you like a neighbor, not a number. Multiply the value of your membership with Fluz, the cashback app that pays you back on gas, groceries, takeout, and more across Northwest Indiana and beyond. Every Fluz reward is found money you can deposit right back into your FinAns account. Community-rooted banking plus maximized cashback on everyday spending � Hammond members really can have the best of both worlds.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.