First American Payment Systems
Earn up to 1.5% cashback at First American Payment Systems.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at First American Payment Systems with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
First American Payment Systems, L.P. is a Texas-based electronic payment processing company that provides integrated merchant services—including in-store, online, and mobile payment solutions—to help businesses accept credit and debit card transactions securely and efficiently. The company is now part of Deluxe Merchant Services.
First American Payment Systems, L.P., headquartered in Fort Worth, Texas, is a comprehensive payment processing and merchant services provider serving small, medium, and large businesses across the United States and internationally. Founded in 1990, the company offers a wide range of solutions to help merchants accept and manage electronic payments, including point-of-sale (POS) systems, mobile and online payment gateways, credit and debit card authorization, and related reporting and customer support tools. First American supports businesses in retail, hospitality, e-commerce, and other verticals with modern payment technologies designed to streamline transactions and improve operational efficiency. In recent years, First American became part of Deluxe Merchant Services, bringing its trusted payment expertise together with Deluxe’s broader suite of business technology solutions. The company has also been the subject of Federal Trade Commission action and settlements related to historical sales and fee practices, with measures to refund affected small businesses.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.