First County Federal Credit Union is a member-owned financial cooperative based in Muncie, Indiana, serving Delaware County since 1961. Membership is open to those who live, work, worship, or attend school in the area. The credit union offers free checking and savings accounts, auto and personal loans, home equity loans, and online and mobile banking.

For over 60 years, First County Federal Credit Union has put Muncie and Delaware County members first, offering friendly, community-focused banking with competitive rates on savings, checking, and auto loans, plus low-rate personal and home equity loans. As a not-for-profit cooperative, First County FCU returns value to members instead of shareholders, with free online and mobile banking to manage money anytime, anywhere. Members can also use Fluz to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments, stretching every dollar further while banking locally with a credit union that genuinely knows and serves its Delaware County community.