First County Credit Union
Earn up to 1.5% cashback at First County Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at First County Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
First County Federal Credit Union is a member-owned financial cooperative based in Muncie, Indiana, serving Delaware County since 1961. Membership is open to those who live, work, worship, or attend school in the area. The credit union offers free checking and savings accounts, auto and personal loans, home equity loans, and online and mobile banking.
For over 60 years, First County Federal Credit Union has put Muncie and Delaware County members first, offering friendly, community-focused banking with competitive rates on savings, checking, and auto loans, plus low-rate personal and home equity loans. As a not-for-profit cooperative, First County FCU returns value to members instead of shareholders, with free online and mobile banking to manage money anytime, anywhere. Members can also use Fluz to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments, stretching every dollar further while banking locally with a credit union that genuinely knows and serves its Delaware County community.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.