First Northern Credit Union is a community credit union headquartered in Rockford, Illinois, serving Winnebago County and surrounding northern Illinois counties. It offers checking, savings, auto loans, and mortgage products to residents who live, work, worship, or attend school in its field of membership.

First Northern Credit Union has long been a community fixture in Rockford, Illinois, offering the kind of member-first banking that comes from being a not-for-profit cooperative rather than a big bank. Whether you're opening a checking account, financing a car, or paying down a loan with First Northern, you can stack extra value on top by using the Fluz app � earn cashback and rewards on gift card purchases, bill payments, and everyday spending tied to your credit union relationship, making your Rockford-area banking go a little further.