First Point Credit Union
Earn up to 1.5% cashback at First Point Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at First Point Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chartered in 1955, First Point Federal Credit Union operates from Hamilton, New Jersey, serving a multiple-common-bond membership with roots in the chemical industry. Roughly $26 million in assets back its lineup of share accounts, competitive loan rates, and a dedicated mobile app for banking on the move.
Seven decades strong, First Point Federal Credit Union has grown from its 1955 chemical-industry roots into a trusted Hamilton, New Jersey financial home. Members enjoy competitive loan rates, straightforward share accounts, and the convenience of the First Point FCU mobile app. Want to level up your everyday spending? Link your habits with Fluz and earn cashback every time you buy gift cards for groceries, gas, or your favorite brands�rewards that compound nicely with credit union savings. First Point handles the banking fundamentals with care; Fluz makes sure no purchase goes unrewarded. That's a first-rate combination for Mercer County members.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.