First Trust Credit Union
Earn up to 1.5% cashback at First Trust Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at First Trust Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
First Trust Credit Union serves members from Michigan City, Indiana with online banking, savings, checking, club accounts, money market products, share certificates, CDs, loan applications, e-alerts, e-notices, mobile deposit, and branch support. Its services make everyday banking and saving easier to manage.
First Trust Credit Union provides Indiana members with practical banking tools for deposits, loans, and digital account management. Members can use online banking to view balances, check cleared items, transfer money, schedule recurring transfers, open club accounts, purchase CDs, apply for loans, and receive e-alerts or e-notices. Mobile services add convenient access to deposits and branch information. With Fluz, eligible First Trust Credit Union cards can help members earn additional cashback on everyday shopping, allowing them to pair trusted credit union banking with extra rewards.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.