Golden Valley Credit Union
Earn up to 1.5% cashback at Golden Valley Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Golden Valley Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Golden Valley Federal Credit Union has served San Joaquin County, California since 1957, originally founded for Sharpe Army Depot employees. Headquartered in Manteca, membership expanded to Manteca and Ripon school district employees and, in 2022, to all county residents. The credit union offers checking and savings accounts, auto and home loans, Visa credit cards, and online and mobile banking.
From its roots serving Sharpe Army Depot employees in 1957 to now welcoming all of San Joaquin County, Golden Valley Federal Credit Union has built decades of trust in Manteca and beyond. Members enjoy fee-free ATMs, no-point home loans, low-fixed-rate auto and consumer loans, and friendly bilingual service, all with the community feel a hometown credit union should have. Members can also use Fluz to earn cashback and rewards on everyday spending, gift card purchases, and bill payments, adding an extra layer of savings on top of everyday banking with Golden Valley Federal Credit Union.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.