Happy Valley Credit Union
Earn up to 1.5% cashback at Happy Valley Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Happy Valley Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Happy Valley Credit Union is a federally insured, state-chartered credit union headquartered in Elizabethton, Tennessee, serving Carter County and the Tri-Cities region. It offers share savings accounts, checking accounts, Visa credit and debit cards, auto loans, mortgage loans, Christmas Club and vacation savings accounts, plus online and mobile banking for its local community of members.
Happy Valley Credit Union has long been a trusted financial partner for families throughout Elizabethton and the Tri-Cities area of Tennessee, offering personalized service that big banks simply can't match. Members enjoy competitive rates on auto loans and mortgages, flexible savings options like Christmas Club accounts, and convenient Visa credit and debit cards backed by real community values. Banking here means being treated like a neighbor, not a number. Alongside managing accounts at Happy Valley Credit Union, members can also use Fluz to stretch their everyday spending further, earning cashback and rewards on gift cards, bill payments, and everyday purchases for even more savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.