Harvard Community Credit Union is a member-owned financial cooperative headquartered in Harvard, Illinois, serving residents and businesses in and around McHenry County since 1956. Not affiliated with Harvard University, this community-chartered credit union offers savings and checking accounts, auto and personal loans, and other everyday banking services to local members.

Since 1956, Harvard Community Credit Union has put its Harvard, Illinois neighbors first, offering friendly, not-for-profit banking with savings and checking accounts, auto loans, and personal loans built around real community relationships instead of shareholder profits. As a member-owned cooperative, every dollar of value comes back to you through fair rates and low fees. Banking locally doesn't mean missing out on extra rewards, either. Members can also use Fluz alongside their credit union accounts to earn cashback on everyday spending, gift card purchases, and bill payments, stretching every paycheck further while still supporting the hometown institution that's served Harvard for generations.