Hawaii Schools Credit Union
Earn up to 1.5% cashback at Hawaii Schools Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Hawaii Schools Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Hawaii Schools Federal Credit Union, founded in 1936 as Oahu Teachers No. 2 FCU, is one of Hawaii's oldest credit unions, based in Honolulu. Membership is open to Hawaii Department of Education employees, retirees, and students statewide. Services include savings, checking, IRAs, auto and real estate loans, and Visa credit cards.
Since 1936, Hawaii Schools Federal Credit Union has served Hawaii's public education community � today it's one of Oahu's largest and oldest credit unions, open to Department of Education employees, retirees, students, and their families statewide. As a not-for-profit cooperative, members enjoy higher dividend payouts, fair loan rates, checking and savings accounts, IRAs, auto and real estate loans, and convenient shared branching access across Hawaii. Alongside banking with Hawaii Schools FCU, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments � making island life a little more rewarding.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.