Hawaii State Federal Credit Union is a Hawaii-based financial cooperative offering checking, savings, credit cards, auto loans, mortgages, home equity, retirement savings, and digital banking.

Hawaii State Federal Credit Union helps members manage, save, borrow, and spend wisely through checking accounts, savings products, credit cards, auto loans, mortgages, home equity lines, retirement savings, and online and mobile banking. Serving Hawaii residents, HSFCU combines local service with convenient digital access. Use Fluz on eligible purchases to earn cashback, stack rewards with your preferred payment method, and make qualifying everyday spending more rewarding.