Heartland Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Madison, Wisconsin, serving south-central Wisconsin communities with more than 35,000 members. It offers checking, savings, loans, and mortgages through multiple area branches, operating on a not-for-profit, member-first model typical of credit unions.

Banking with Heartland Credit Union in the Madison, Wisconsin area? As a member-owned, not-for-profit cooperative serving more than 35,000 members across south-central Wisconsin, Heartland CU puts people over profit. Whether you're making a loan payment, picking up a gift card, or handling everyday purchases, open the Fluz app first � you can earn cashback and rewards on the banking and shopping you're already doing with Heartland. It's a simple way to get a little more value back from the credit union relationship you already trust in your Wisconsin community.