Heritage Financial is a member-owned credit union serving Hudson Valley and New York members served by Heritage Financial Credit Union. It provides practical financial services such as checking and savings accounts, digital banking, credit cards, auto loans, mortgages, certificates, and personal lending, with a community-focused approach designed to help members manage money and reach financial goals.

Heritage Financial gives members a local, cooperative alternative to traditional banks, with financial products built around everyday needs. Members can use Heritage Financial CU for checking and savings, online and mobile banking, auto loans, home loans, credit cards, certificates, and other personal finance services tailored to Hudson Valley and New York members served by Heritage Financial Credit Union. For Fluz users, this merchant profile can help identify the official credit union brand and related banking searches while shopping smarter. Use Fluz whenever eligible to maximize cashback, stack rewards, and make everyday financial activity more rewarding through a simple, rewards-focused experience.