Heritage Hub Federal Credit Union earned the NCUA's first new federal charter of 2025, opening in Houston to serve an 84-census-tract community across Harris County, Texas. The de novo institution launched with share accounts, checking, auto loans, and personal loans aimed at expanding local access to affordable finance.
Something new is growing in Houston. Heritage Hub Federal Credit Union, chartered in March 2025, was built from scratch to bring fair-priced checking, savings, and auto and personal loans to underserved Harris County neighborhoods. Joining a brand-new credit union is exciting; multiplying your rewards is even better. That is where Fluz comes in: shop through the app, buy gift cards for merchants you love, and pocket cashback the moment you pay. Use those instant earnings to seed your Heritage Hub savings or knock down a loan balance faster. New charter, new habits, new momentum for your money.