High Desert Community Credit Union
Earn up to 1.5% cashback at High Desert Community Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at High Desert Community Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Formerly known as BAB Credit Union, High Desert Community Credit Union has operated in Aztec, New Mexico since 1956, originally serving employees of Aztec and Bloomfield schools. Now a broader community credit union, it provides savings, loans, and everyday banking services from its South Main Avenue location.
Rooted in the San Juan County school system since 1956, High Desert Community Credit Union has grown from a small educator-focused cooperative into a welcoming financial home for the wider Aztec, New Mexico community. Members enjoy attentive, small-town service paired with practical loan and savings options built for real life. Bank here and layer on Fluz to earn cashback rewards whenever you load funds or use your High Desert CU card for everyday spending, turning routine banking into an easy way to save a little extra along the way.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.