Highway District 21 Credit Union
Earn up to 1.5% cashback at Highway District 21 Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Highway District 21 Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Highway District 21 Federal Credit Union, established in 1940, is a member-owned financial cooperative based in Pharr, Texas, serving Texas Department of Transportation District 21 employees, related government workers, and their families in the Rio Grande Valley. It offers savings and checking accounts, vehicle and personal loans, VISA debit cards, and online and mobile banking.
For members connected to Texas Department of Transportation's District 21 in Pharr, this credit union has delivered the kind of personal, community-rooted banking that big banks rarely match since 1940 � friendly service, competitive loan rates, and straightforward savings and checking accounts built around real member needs. Whether financing a vehicle, growing a savings goal, or managing everyday spending in the Rio Grande Valley, members enjoy the trust and convenience of a cooperative built just for them. Alongside banking here, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, stretching every dollar even further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.