Howard County Education Federal Credit Union
Earn up to 1.5% cashback at Howard County Education Federal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Howard County Education Federal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Howard County Education Federal Credit Union serves the Howard County education community with online banking, mobile access, loans, and member programs. It is tailored to educators, school employees, and families connected to local education.
Howard County Education Federal Credit Union supports members of the Howard County education community with a credit union model built around school employees and their families. Members can manage accounts through HCE Online and the mobile app, apply for loans, access personal and auto loan options, and use programs such as special promotions and skip-a-pay offerings. The credit union�s education-focused identity makes it relevant for teachers, staff, and local school households. This Fluz merchant profile helps users find HCE FCU, HCTAF CU, and Howard County education credit union services.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.