H.P.C. Credit Union has served members since 1950 and operates full-service locations in Alpena and Mio, Michigan. It offers member benefits, e-services, shared branching, financial counseling, mortgages, online banking, and community-focused support.

H.P.C. Credit Union supports northern Michigan members with a strong local presence, including branches in Alpena and Mio. Since 1950, the credit union has grown into a community financial partner offering accounts, loans, mortgage resources, e-services, online banking, shared branching, and certified financial counseling. Its practical service model helps members handle both daily transactions and longer-term financial goals. By using an eligible H.P.C. Credit Union card with Fluz, members can earn extra cashback on qualifying purchases while continuing to bank locally.