Huntington Beach Credit Union
Earn up to 1.5% cashback at Huntington Beach Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Huntington Beach Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Huntington Beach Credit Union is a small, city-chartered cooperative open to anyone who lives, works, worships, or attends school in Huntington Beach, California. Headquartered on Main Street near the pier, it offers a low-barrier one-dollar membership fee and provides everyday savings, checking, and lending services to residents of this Orange County coastal city.
Right in the heart of Surf City USA, Huntington Beach Credit Union keeps community banking refreshingly simple, with membership open to nearly anyone connected to the city and a starting deposit of just a dollar. It's the kind of hometown financial partner that feels as easy-going as the beach itself. Whether you're using your HBCU debit card for a coffee run on Main Street or loading funds into your account, pairing your banking with Fluz means those everyday transactions can start earning cashback rewards, adding a nice bonus to banking locally in Huntington Beach.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.