I Am Credit Union
Earn up to 1.5% cashback at I Am Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at I Am Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
I AM Federal Credit Union, formerly 1199 SEIU Federal Credit Union, serves members with online banking, mobile banking, balance review, transaction history, transfers, and member-first financial service. Its new brand reflects a cooperative banking model focused on access, identity, and everyday account convenience.
I AM Federal Credit Union represents the rebranded future of 1199 SEIU Federal Credit Union, built around a member-first approach to cooperative banking. Members can use online and mobile banking to check balances, view transaction history, transfer funds, and manage accounts conveniently from anywhere. Its labor and member-service background gives the credit union a distinct identity among financial institutions. With Fluz, eligible I AM Federal Credit Union cards can help members earn cashback on participating purchases, adding value to daily shopping while using their familiar credit union account.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.