I.B.E.W. Local #146 Credit Union
Earn up to 1.5% cashback at I.B.E.W. Local #146 Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at I.B.E.W. Local #146 Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
IBEW Local 146 Credit Union serves electrical workers and their families from North Woodford Street in Decatur, Illinois. Tied to the International Brotherhood of Electrical Workers local, this union-built cooperative offers savings, loans, and straightforward financial services designed around the trades and their unique work rhythms.
Electricians wire the world; IBEW Local 146 Credit Union wires their finances for success. Serving Decatur's union electrical workers and their families, this labor-born Illinois cooperative delivers savings accounts and loans with the solidarity you'd expect from the brotherhood. Now add some extra current to your cash flow: Fluz gives you instant cashback when you buy gift cards in-app for fuel, tools, meals, and household spending. Route those rewards into your credit union savings and feel the charge. Union-strong banking plus everyday cashback from Fluz keeps your financial circuit running at full power.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.