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Ideal Credit Union

Earn up to 1.5% cashback at Ideal Credit Union.

Pay with a virtual card and earn cashback.

Featured offer terms

Get 1.5% cashback on your purchases at Ideal Credit Union.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Ideal Credit Union is a not-for-profit, member-owned, state-chartered credit union founded in 1926 by a group of St. Paul postal workers. Headquartered in Woodbury, Minnesota, it serves USPS employees and residents of Anoka, Chisago, Dakota, Hennepin, Ramsey, and Washington counties through six branches, holding about $1.09 billion in assets and roughly 48,000 members, offering checking, savings, mortgages, and auto loans.
If you bank with Ideal Credit Union, you're part of something that goes back to 1926, when a group of St. Paul postal workers pooled their resources to build a better financial option for each other. That same member-first spirit still runs through Ideal's six branches across the Twin Cities' east metro today. Whether you're making a loan payment, buying a gift card, or handling everyday purchases, open the Fluz app first and earn cashback along the way. It's an easy way to get a little something back on spending you're already doing, without changing how you bank with Ideal.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.

Ideal Credit Union