Illinois State Credit Union
Earn up to 1.5% cashback at Illinois State Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Illinois State Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Illinois State Credit Union offers financial services for eligible members in Illinois, including business services, consumer loans, loans, and mobile banking. Its focus is on practical banking, personal support, and products that help members save and borrow responsibly.
Illinois State Credit Union supports members in Illinois with a practical mix of deposit accounts, loans, and digital services. Products may include consumer loans, savings tools, e-statements, and secure mobile banking, giving members options for both routine banking and major life purchases. Its cooperative structure keeps the focus on member benefit and local financial wellness. For shopping, dining, travel, and daily essentials, Fluz can help members earn more value from eligible card spend.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.