Chartered in 1977 and based in Warsaw, Indiana, Indiana Lakes Federal Credit Union is a small, community-rooted financial cooperative serving northern Indiana residents around Kosciusko County. With roughly $28 million in assets and under 2,000 members, it offers everyday deposit accounts, consumer loans, and home banking to its close-knit local membership.

Indiana Lakes Federal Credit Union brings genuine small-town banking to Warsaw and the Kosciusko Lakes region, giving neighbors a friendly place for savings, loans, and home banking instead of a faceless national chain. Its modest size means real relationships and quick decisions when members need them most. Warsaw-area residents banking with Indiana Lakes FCU can pair their debit card spending and account activity with Fluz to earn cashback rewards, adding a modern rewards layer to the hometown credit union experience they've relied on for decades.