Indiana Lakes Credit Union
Earn up to 1.5% cashback at Indiana Lakes Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Indiana Lakes Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chartered in 1977 and based in Warsaw, Indiana, Indiana Lakes Federal Credit Union is a small, community-rooted financial cooperative serving northern Indiana residents around Kosciusko County. With roughly $28 million in assets and under 2,000 members, it offers everyday deposit accounts, consumer loans, and home banking to its close-knit local membership.
Indiana Lakes Federal Credit Union brings genuine small-town banking to Warsaw and the Kosciusko Lakes region, giving neighbors a friendly place for savings, loans, and home banking instead of a faceless national chain. Its modest size means real relationships and quick decisions when members need them most. Warsaw-area residents banking with Indiana Lakes FCU can pair their debit card spending and account activity with Fluz to earn cashback rewards, adding a modern rewards layer to the hometown credit union experience they've relied on for decades.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.