Jafari No-Interest Credit Union
Earn up to 1.5% cashback at Jafari No-Interest Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Jafari No-Interest Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Jafari No-Interest Credit Union in Houston, Texas is a pioneering Islamic financial cooperative offering entirely interest-free, riba-free banking. Chartered to serve its faith community, it provides share savings and qard hasan-style no-interest loans, letting members finance cars, education, and life's needs without compromising religious principles.
Banking without riba is real, and Jafari No-Interest Credit Union in Houston proves it every day. As one of America's first fully interest-free credit unions, Jafari CU offers Sharia-conscious members savings accounts and no-interest loans for cars, tuition, and family needs, all built on cooperation instead of interest. Members who value every halal-earned dollar will appreciate Fluz, the cashback app that pays you back on everyday shopping, from groceries to gas. It costs nothing to use and adds rewards on top of purchases you already make, a natural fit for a community that believes money should serve people.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.