JM Associates Federal Credit Union serves the associates and family members of JM Family Enterprises and its majority-owned subsidiaries. Based in Jacksonville, Florida, JMAFCU offers full-service federal credit union banking with loans, savings, mobile access, internet banking, deposits, transfers, and account management tools.

JM Associates Federal Credit Union provides employee-based banking for JM Family Enterprises associates, eligible subsidiary employees, and family members. Members can use loans, savings, deposits, transfers, online banking, mobile banking, mobile deposit, payments, and branch-location tools through a federally chartered cooperative. Its field of membership gives the credit union a focused identity tied to a specific workplace community. For eligible JMAFCU cardholders, Fluz can make routine spending more rewarding. Shop with Fluz, pay with your credit union card, and earn cashback at participating merchants while keeping your finances connected to JMAFCU.