JM Associates Credit Union
Earn up to 1.5% cashback at JM Associates Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at JM Associates Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
JM Associates Federal Credit Union serves the associates and family members of JM Family Enterprises and its majority-owned subsidiaries. Based in Jacksonville, Florida, JMAFCU offers full-service federal credit union banking with loans, savings, mobile access, internet banking, deposits, transfers, and account management tools.
JM Associates Federal Credit Union provides employee-based banking for JM Family Enterprises associates, eligible subsidiary employees, and family members. Members can use loans, savings, deposits, transfers, online banking, mobile banking, mobile deposit, payments, and branch-location tools through a federally chartered cooperative. Its field of membership gives the credit union a focused identity tied to a specific workplace community. For eligible JMAFCU cardholders, Fluz can make routine spending more rewarding. Shop with Fluz, pay with your credit union card, and earn cashback at participating merchants while keeping your finances connected to JMAFCU.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.