Kaleida Health Federal Credit Union (KHFCU) is an independently operated, member-owned credit union based in Buffalo, New York, serving healthcare professionals and their families throughout Erie and Niagara County. It offers checking and savings accounts, personal loans, home equity solutions, and a low-income designation supporting members building or rebuilding credit.

KHFCU has spent years serving healthcare workers across Western New York with the kind of personal, hospital-friendly banking big institutions can't match, including free membership, low-income designation flexibility, and second-chance financing when others say no. Whether you're a nurse, tech, or hospital staffer in Erie or Niagara County, you can open checking and savings accounts, get a personal or home equity loan, and bank online or by app. To stretch your paycheck even further, members can also use Fluz to earn cashback and rewards on gift cards, bill payments, and everyday purchases while banking with KHFCU.