KeyPoint Credit Union, chartered in 1979 as AEA Credit Union for tech-industry employees, is headquartered in Santa Clara, California. A not-for-profit, member-owned institution, it serves over 52,000 members with roughly $1.6 billion in assets across Santa Clara, Alameda, San Mateo, Contra Costa, Sacramento, El Dorado, Placer, Santa Barbara, and Ventura counties. Offers checking, savings, mortgages, auto loans, credit cards, and business banking services.

Banking with KeyPoint Credit Union means joining a member-owned institution that's grown from a small tech-employee credit union founded in 1979 into a trusted Bay Area financial partner with over 52,000 members. Whether you're paying down an auto loan, managing everyday checking, or picking up a gift card, you can use the Fluz app to turn those everyday KeyPoint transactions into real cashback. It's a simple way to make your loan payments and purchases work harder for you, all while banking with a not-for-profit credit union that's part of the Silicon Valley community it serves.