Kinecta Federal Credit Union traces its roots to 1940, when Hughes Aircraft engineers formed a credit union with $60 in assets; it adopted the Kinecta name in 2001 and merged with Xceed Financial Credit Union in 2021. Headquartered in Manhattan Beach, California, it now serves over 270,000 members with about $6.8 billion in assets, offering checking, savings, mortgages, auto loans, and business banking across California and New York.

Kinecta Federal Credit Union has come a long way since 1940, when a dozen Hughes Aircraft engineers pooled just $60 to start it, growing into one of the largest credit unions in the country with over 270,000 members and $6.8 billion in assets. Whenever you make a loan payment, shop for a gift card, or handle everyday banking with Kinecta, the Fluz app lets you earn cashback on it. It's an easy way to get more value from the accounts and services you already use at Kinecta, whether you're in Manhattan Beach or anywhere across its Southern California branch network.