Kinzua Credit Union
Earn up to 1.5% cashback at Kinzua Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Kinzua Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chartered in 1956, Kinzua Federal Credit Union is a small member-owned financial cooperative headquartered in Warren, Pennsylvania, with an additional office in Tidioute. It serves employees of select regional employers, their families, and residents of Warren County, offering savings, checking, loans, and debit and credit card services to a close-knit rural membership.
Tucked into the hills of Warren County, Kinzua Federal Credit Union has spent decades putting people over profit for its northwestern Pennsylvania members. Whether you're opening a savings account, financing a car, or swiping your Kinzua debit card at the local diner, this small-town credit union keeps banking personal and straightforward. Pair that hometown trust with Fluz, and every dollar you load onto your card or spend through the app can start earning cashback rewards, turning routine banking and everyday purchases near Warren and Tidioute into extra savings, all while sticking with a credit union that actually knows your name.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.