Chartered in 1956 and based in Florence, Alabama, Lauderdale County Teachers Credit Union began as a cooperative for local school employees and has since broadened its field of membership across the county. It remains a small, member-owned institution offering savings, checking, loans, and everyday banking to educators, school staff, and their families.

Since the 1950s, Lauderdale County Teachers Credit Union has quietly supported the educators who shape Florence and the surrounding community, offering the kind of friendly, low-fee banking that big national chains rarely match. Whether you're opening a share savings account, financing a car, or using your LCTCU debit card at the grocery store, every dollar moves through a place that actually knows your name. Connect your LCTCU accounts to Fluz and turn routine transactions like loading funds or everyday purchases into real cashback and rewards, stacking savings on top of the credit union's already member-first rates.