Lco Credit Union
Earn up to 1.5% cashback at Lco Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Lco Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
LCO Federal Credit Union is based in Hayward, Wisconsin, and is affiliated with the Lac Courte Oreilles Band of Lake Superior Chippewa. This Native-owned cooperative offers savings, checking, loans, and financial education tailored to tribal members and the surrounding community, supporting economic self-sufficiency and financial empowerment in the region.
LCO Federal Credit Union stands as a pillar of financial empowerment for the Lac Courte Oreilles community and the Hayward, Wisconsin area. This Native-owned cooperative offers accessible savings, checking, loans, and financial education designed to build lasting stability and self-sufficiency for its members. Real people, real support, real community impact. Looking to make your everyday spending stretch further? Add the Fluz app to your routine and earn cashback and rewards on purchases like groceries, gas, and more, a smart, simple way to keep extra dollars in your pocket while benefiting from all the member-focused services LCO Federal Credit Union proudly delivers.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.