LCO Federal Credit Union is based in Hayward, Wisconsin, and is affiliated with the Lac Courte Oreilles Band of Lake Superior Chippewa. This Native-owned cooperative offers savings, checking, loans, and financial education tailored to tribal members and the surrounding community, supporting economic self-sufficiency and financial empowerment in the region.

LCO Federal Credit Union stands as a pillar of financial empowerment for the Lac Courte Oreilles community and the Hayward, Wisconsin area. This Native-owned cooperative offers accessible savings, checking, loans, and financial education designed to build lasting stability and self-sufficiency for its members. Real people, real support, real community impact. Looking to make your everyday spending stretch further? Add the Fluz app to your routine and earn cashback and rewards on purchases like groceries, gas, and more, a smart, simple way to keep extra dollars in your pocket while benefiting from all the member-focused services LCO Federal Credit Union proudly delivers.