L & N Credit Union, headquartered in Birmingham, Alabama, traces its roots to Louisville & Nashville Railroad employees. Today it serves CSX Transportation workers and retirees, City of Tarrant employees, and their families, offering savings, checking, loans, and other traditional financial services under a lifetime membership policy.

There is a lot of history behind L & N Credit Union, from its railroad origins to the CSX and Tarrant families it serves across Birmingham today. Once you join, you are a member for life, with savings, checking, and loans built around real people rather than shareholders. Ready to stretch those hard-earned dollars even further? Tap into the Fluz app when you buy everyday essentials and turn ordinary purchases into cashback and rewards you can bank. Combine the personal service of a hometown credit union with a little modern savings savvy, and your money simply goes the distance.