L&N Employees Credit Union
Earn up to 1.5% cashback at L&N Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at L&N Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
L & N Credit Union, headquartered in Birmingham, Alabama, traces its roots to Louisville & Nashville Railroad employees. Today it serves CSX Transportation workers and retirees, City of Tarrant employees, and their families, offering savings, checking, loans, and other traditional financial services under a lifetime membership policy.
There is a lot of history behind L & N Credit Union, from its railroad origins to the CSX and Tarrant families it serves across Birmingham today. Once you join, you are a member for life, with savings, checking, and loans built around real people rather than shareholders. Ready to stretch those hard-earned dollars even further? Tap into the Fluz app when you buy everyday essentials and turn ordinary purchases into cashback and rewards you can bank. Combine the personal service of a hometown credit union with a little modern savings savvy, and your money simply goes the distance.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.