Founded in 1954 to serve employees of the Louisville & Nashville Railroad, L&N Federal Credit Union is headquartered in Louisville, Kentucky. It converted to a community charter in 2004 and now serves individuals and businesses across Kentucky, Southern Indiana, and Tennessee. It holds over $2.4 billion in assets and offers checking, savings, auto loans, mortgages, CDs, and credit cards.

Bank where Louisville's history runs deep: L&N Federal Credit Union traces its roots back to 1954, when it was founded to serve workers of the historic Louisville & Nashville Railroad. Today it's open to anyone living, working, or worshipping across Kentucky, Southern Indiana, and Tennessee, with checking, savings, auto loans, mortgages, and CDs to fit your life. When you pay your L&N FCU loan or manage everyday banking through the Fluz app, you can earn cashback and rewards on the process, turning routine payments and even gift card purchases into extra savings, all while banking with a trusted local credit union.