Local 804 Federal Credit Union is a not-for-profit financial cooperative headquartered in Port Washington, New York, chartered in 1978. It serves members and employees of Teamsters Local 804 (UPS), Local 808, and Local 447 IAMAW, plus their families. Services include checking, savings, high-yield savings, share certificates, auto and mortgage loans, credit cards, and online and mobile banking.

Founded in 1978 by Teamsters Local 804 President Ron Carey, Local 804 Federal Credit Union has spent decades helping UPS drivers, warehouse workers, and their union families in the New York area build real financial security. Beyond standard checking and savings, members get retiree-focused perks like early pension deposit, high-yield savings, share certificates, rewards credit cards, and vehicle and mortgage loans, all delivered with the trust of a union-owned institution. Alongside banking with Local 804 FCU, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, helping hardworking union families keep more of every paycheck.