Lokahi Credit Union
Earn up to 1.5% cashback at Lokahi Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Lokahi Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Focused on practical money management, Lokahi Credit Union offers CDs, credit cards, loan options, and convenient digital tools. The credit union supports members across Hawaii with financial services shaped around everyday banking, borrowing, and savings needs.
Rooted in Hawaii, Lokahi Credit Union combines everyday banking access with guidance for members planning purchases, savings goals, and loans. As a regional credit union, it gives members a bank alternative focused on cooperative value, accessible service, and modern ways to manage money. Its product mix spans CDs, home loans, online banking, and other financial services designed to help members borrow, save, and pay with confidence. For everyday shopping, dining, and travel, using Fluz alongside an eligible payment card can create another layer of rewards beyond standard card benefits.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.