Madison Credit Union (MCU) is a member-owned financial cooperative based in Madison, Wisconsin, open to anyone who lives or works in Dane County and surrounding Wisconsin counties. Founded in 1936, it offers savings and checking accounts, money market accounts, CDs, credit cards, auto and home loans, mortgages, IRAs, and online and mobile banking.

For nearly 90 years, Madison Credit Union has helped Dane County neighbors bank smarter � with friendly service, competitive rates on auto loans, mortgages, and CDs, and everyday accounts built around real Wisconsin life. As a not-for-profit cooperative, MCU returns value to members instead of shareholders, whether you're opening your first checking account or planning a home purchase. Members can also pair their Madison Credit Union accounts with Fluz to earn cashback and rewards on everyday spending, gift card purchases, and bill payments, making it easier to stretch your budget while banking locally in Madison, Wisconsin.