Malden Credit Union
Earn up to 1.5% cashback at Malden Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Malden Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Malden Federal Credit Union has anchored financial life in Malden, Massachusetts for generations, welcoming members from the city and surrounding communities north of Boston. The cooperative pairs classic offerings, including savings, checking, auto loans, and share certificates, with modern online services while keeping decisions local and personal.
Just north of Boston, Malden Federal Credit Union proves that neighborhood banking still exists. Members enjoy honest rates on savings and certificates, sensible auto and personal loans, and staff who greet them by name, a refreshing contrast to the big banks downtown. Want your money working even harder? Meet Fluz. The app lets you buy gift cards for hundreds of brands and earn instant cashback every time you spend, whether it's a Dunkin' run, weekly groceries, or holiday shopping. Combine Malden FCU's member-first banking with Fluz rewards and your Massachusetts budget suddenly stretches a whole lot further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.