Member One Federal Credit Union was chartered in 1940 to serve Norfolk & Western Railway employees in Roanoke, Virginia, adopting its current name in 1997. Headquartered in Roanoke, it now serves communities across southwestern and central Virginia. Following a 2024 merger with Virginia Federal Credit Union, it holds roughly $1.1 billion in assets and serves over 128,000 members.

Member One Federal Credit Union has been serving Virginians since 1940, when it started out helping Norfolk & Western Railway employees in Roanoke build financial security. Today its doors are open to communities across southwestern and central Virginia, offering checking, savings, auto loans, and mortgages with a member-first, not-for-profit approach. When you handle your everyday banking, loan payments, or purchases with Member One, you can pair it with the Fluz app to earn cashback and rewards along the way � a simple way to get a little more value out of the banking relationship you already have.