Members Cooperative Credit Union traces its roots to 1936 as Cloquet Co-op Credit Union in Cloquet, Minnesota, renaming to Members Cooperative Credit Union in 2001. Headquartered in Duluth, it is a state-chartered, member-owned cooperative serving residents of Minnesota and Wisconsin, and is the largest credit union based north of the Twin Cities.

Members Cooperative Credit Union has deep roots in Northern Minnesota, tracing back to 1936 when it started as the Cloquet Co-op Credit Union with just $40 in member deposits. Nearly a century later, it's grown into the largest credit union based north of the Twin Cities, serving members across Minnesota and Wisconsin with checking, savings, mortgages, and auto loans. As you handle your everyday banking or loan payments with Members Cooperative Credit Union, you can also use the Fluz app to earn cashback and rewards � a nice bonus on top of the community-focused banking you already count on.