Memphis Municipal Employees Federal Credit Union (MMEFCU) serves City of Memphis and Shelby County government employees, plus staff of NIDEC Motor Corporation, Memphis-Shelby County Airport Authority, Regional One Health, and Memphis Housing Authority, along with their immediate families. Based in Memphis, TN, it offers savings, checking, auto and signature loans, retirement accounts, and online and mobile banking.

Memphis Municipal Employees Federal Credit Union is a not-for-profit, member-owned financial cooperative built for the people who keep Memphis running. Open to City of Memphis, Shelby County, and partner-employer staff and their families, MMEFCU offers friendly, community-focused banking: share savings, checking, auto and signature loans, retirement accounts, and free access to thousands of shared branches and surcharge-free ATMs nationwide. Because managing money well means every dollar should work harder, MMEFCU members can also use Fluz to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments � making it easier to save more while banking locally in Memphis.