MIDFLORIDA Credit Union began in 1954 as Polk County Teachers Credit Union and adopted its current name in 2009 after becoming state-chartered. Headquartered in Lakeland, Florida, it now holds about $9.8 billion in assets, serving much of Florida through numerous branches, mergers, and a 2026 bank acquisition, offering checking, savings, mortgages, and auto loans.

MIDFLORIDA Credit Union has grown a long way from its 1954 start as Polk County Teachers Credit Union, when a young teacher managed deposits out of a shoebox � today it's one of Florida's largest credit unions, with branches stretching across much of the state after several mergers and, more recently, a bank acquisition. You'll find everyday checking, savings, mortgages, and auto loans built for Florida life. Bank or make loan payments with MIDFLORIDA and you can link up through the Fluz app to start earning cashback and rewards on that activity, so your Florida banking works a bit harder for you.