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Mid-State Credit Union

Earn up to 1.5% cashback at Mid-State Credit Union.

Pay with a virtual card and earn cashback.

Offer terms

Get 1.5% cashback at Mid-State Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
MidState Federal Credit Union has served Carteret, New Jersey since May 1950, when it opened with just seven members. Following a 2000 community charter conversion, anyone who lives, works, worships, or attends school in Carteret or Union County can join. Members enjoy savings, personal and home equity loans, business lending, and NetBranch online banking.
From seven founding members in 1950 to a full-service community institution today, MidState Federal Credit Union proves big things grow in Carteret, New Jersey. Locals across Carteret and Union County can tap savings accounts, home equity and business loans, CO-OP network ATMs, and NetBranch online banking. Pair that hometown foundation with Fluz, and your budget gets a serious boost � earn instant cashback every time you buy gift cards for the brands you already love, then deposit those winnings into your MidState account. Community roots plus modern rewards? That's a financial strategy worth smiling about.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.

Mid-State Credit Union