Money Credit Union
Earn up to 1.5% cashback at Money Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Money Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Money Federal Credit Union is a not-for-profit financial cooperative headquartered in Syracuse, New York, established in 1976. Membership is open to anyone who lives, works, worships, or attends school in Onondaga, Oswego, Cayuga, or Madison County, plus immediate family of current members. Services include checking, several savings options, money market accounts, auto loans, mortgages, and online and mobile banking.
Since 1976, Money Federal Credit Union has served the Syracuse, New York community as a true member-owned cooperative, delivering the friendly, local touch big banks can't match. Whether you're opening a fee-free checking account, growing your savings, financing a new car, or securing a mortgage on your dream home, Money FCU puts members first with competitive rates and personalized service across Onondaga, Oswego, Cayuga, and Madison counties. Beyond everyday banking, members can also use Fluz to maximize cashback and rewards on everyday spending, gift card purchases, and bill payments�making every dollar go a little further while banking locally.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.