Moocho
Earn up to 3% cashback at Moocho.
Pay with a virtual card and earn cashback.
Featured offer terms
You've spent $0.00
$100.00 left
Get 3% cashback on the first $100 at Moocho. After that, you'll earn 0.35% cashback on the rest of your purchases at Moocho.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Moocho delivers products and services designed to meet the needs of a wide range of customers every day.
Moocho: Cashless Campus & Retail Payments Made Easy
Moocho is a mobile payment and rewards app designed for college students, allowing them to shop, earn rewards, and make payments at partnered stores. With your Fluz virtual card, you can securely fund your Moocho account, making purchases and earning cashback with ease.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.