Morton Lane Credit Union
Earn up to 1.5% cashback at Morton Lane Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Morton Lane Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Morton Lane Federal Credit Union, based in Buffalo, NY (main office 388 Englewood Ave), is a not-for-profit cooperative open since 1962. Field of membership centers on Buffalo State College and SUNY Buffalo employees, graduate students, and their alumni associations, plus other select groups. NCUA-insured, it offers checking, savings, loans, credit cards, mortgages, and mobile/online banking.
Rooted in the Buffalo, NY education community since 1962, Morton Lane Federal Credit Union serves Buffalo State College and SUNY Buffalo employees, graduate students, and alumni with the personal touch of a member-owned cooperative. Beyond everyday checking and savings, members can access mortgages, credit cards, personal and auto loans, and 24/7 mobile and online banking designed around the rhythms of academic life. It is banking that feels local, fair, and genuinely invested in its members' futures. Alongside their Morton Lane accounts, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, making it easier to save a little more with every transaction while banking close to home in Buffalo.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.